SANDBOX MODE — mocked: payments (mock checkout — no Stripe) · email (logged, not sent). No real payments, emails, or API spend.
For Ontario condo buyers

Know the building
before you buy.

Your condo's status certificate is 100+ pages that can hide a reserve shortfall headed for a special assessment. CondoVitals reads it in minutes and shows you the financial red flags in plain English — so your lawyer meeting is ten minutes and sharp.

Not legal advice — a complement to your lawyer. Every flag cites the exact certificate paragraph.
CondoVitals findings summarysample building (synthetic)
CondoVitals findings summary showing flagged reserve fund and special assessment items on a synthetic sample building
The problem is real, and quantified

A surprise bill is common. The bad ones are brutal.

69%
of Ontario condo reserve-fund studies the Auditor General reviewed were underfunded for major repairs — needing contribution hikes averaging ~50%.
~1 in 6
condo corporations issued a special assessment across 2018–2023. The 2023 average was $3,525 per unit — most are modest, but the bad cases run into the tens of thousands. A scan tells you which kind you're buying.
$1.75
the reserve fund balance of a 50-year-old Toronto condo when owners got 15 days to pay a $30k–$42.5k special assessment. (CBC, 2022.)
Sources: Office of the Auditor General of Ontario, 2020 Value-for-Money audit · Condominium Authority of Ontario, special-assessment data · CBC News.
How it works

Three steps, before your conditions come off

In Ontario the corporation must deliver the status certificate within 10 days and can charge at most $100. You usually have a 5–10 day window to review it. That's exactly enough time for CondoVitals.

1

Upload the certificate

Drop in the full status-certificate package — cover form, budget, reserve-fund study notice, insurance. We read the pages you'd never get through in time. Express consent first; your files are deleted after analysis.

2

We read every paragraph

Our engine extracts the numbers that matter and scores them against a transparent red-flag rubric built on the Condominium Act's s.76 form.

3

Get a findings summary for your lawyer

A plain-English findings summary — what the certificate discloses, each flag tied to its exact paragraph and a question to ask your lawyer. No verdict, no false all-clear; you walk in informed, not guessing.

What we read

The red flags hiding in the fine print

A lawyer's review checks the legal boxes — liens, litigation, completeness. But reserve-fund adequacy is, in the profession's own words, "a question left for engineers." That financial read is the gap CondoVitals fills.

🏦

Reserve fund adequacy

Balance vs. what the study says is needed, contribution shortfalls, and a per-unit shortfall estimate — when the study genuinely discloses a target.

para 13, 15
⚠️

Special assessments

Recent, pending, or anticipated levies — the single strongest predictor that another one is coming.

para 11, 12, 17
⚖️

Litigation & judgments

Court, arbitration or tribunal proceedings and outstanding judgments — especially envelope/defect suits.

para 18, 19
📉

Deficit budgets & fee jumps

Budget deficits and mid-year common-expense increases that signal financial strain.

para 9, 10
🛡️

Insurance deductibles

Sky-high water/property deductibles that a single claim could turn into a levy.

insurance cert
🏛️

Governance crises

Court-appointed administrators or inspectors — a sign the corporation is already in trouble.

para 22
Pricing

Priced to be a rounding error on your down payment

Start free. Pay only if you want the full read or a human to double-check it. See full pricing →

Pricing reflects a real, competitive market — automated scans exist from ~$20. We win on Ontario-native accuracy, a human-verified tier, and honest framing, not on being the only option.

Who it's for

Everyone at the table wants the deal to be a good one

🏠 Buyers

Making the biggest purchase of your life on a deadline. Walk into your lawyer meeting already knowing what to ask — and what to confirm.

🤝 Realtors

Gift a scan to every condo client. De-risk the conditional period, look thorough, and avoid the angry post-closing call — no referral-fee paperwork required.

⚖️ Lawyers

A pre-digested certificate makes your review faster and your file cleaner. We hand the decision back to you, never around you.

Questions

The honest answers

Doesn't my lawyer already do this?+

Your lawyer checks the legal boxes — liens, arrears, litigation, whether the certificate is complete. But under Ontario law "adequacy" of the reserve fund is undefined and, as a national law firm puts it, "usually a question left for engineers." A CPA firm already sells this exact financial review to lawyers. CondoVitals does that financial read fast and cheap, so your lawyer's legal review lands on a certificate you already understand. We complement your lawyer — we never replace one.

Is this legal advice?+

No. CondoVitals reports what your certificate discloses and flags questions to raise — it never tells you your rights, whether to sign, or what the law requires of you. Every important flag ends with "confirm with your lawyer." That keeps you the decision-maker and keeps us firmly on the right side of the law.

Are there other tools like this?+

Yes — and we'll be upfront about it. Automated condo-document scanners exist (some from ~$20), mostly built as generalist pan-Canada engines. CondoVitals is built Ontario-first: we parse the s.76 prescribed form and its attachments, score against Ontario-specific flags, and offer a human-verified tier. We'd rather earn you with accuracy and honesty than pretend we're the only option.

How accurate is it? Will it just tell me a building is "safe"?+

The scoring engine is deterministic and every flag cites the exact paragraph it came from, so you can check our work. But we deliberately never give a green "all-clear." A status certificate can't surface undisclosed problems, and it usually doesn't attach the full reserve study — so we flag when adequacy can't be confirmed and tell you to order the study. Automated reading of messy PDFs can miss things (especially free-text fields like insurance deductibles); we mark low-confidence fields and route them to a human. We never claim to catch everything. Always confirm anything important with your lawyer.

What happens to my documents?+

Your certificate contains sensitive information, so we treat it that way: express consent before upload, encryption, and process-and-purge — we delete uploads after analysis and never train models on your documents without separate consent. (PIPEDA-aligned.)

Try it on a sample certificate

Download a clearly-labelled synthetic sample package and run a real scan end-to-end — from a healthy tower to one that's one claim away from a levy.

Get a sample certificate →
CondoVitals is not a law firm and does not provide legal, financial, tax, or engineering advice. It provides general information to help you understand a document you already have, based on what that document discloses — it does not give a risk verdict, a guarantee, or an all-clear, and it cannot confirm reserve-fund adequacy without the full reserve study. It is not a substitute for advice from a licensed lawyer or other professional, and automated document reading can miss or misread information. Liability, where any applies, is limited to fees paid. Always confirm anything important with your own lawyer before you act.